Ratings and Reviews

At Wealthplicity, we rate and rank based upon the most important criteria to the customer. We look to keep this criterion consistent across all reviews but may adjust upon industry or offerings. We review everything from beginner investors to real estate. Here you'll find what you need for a smarter investment.

rocket dollar review

Rocket Dollar

Our Rating:

4/5

Rocket Dollar is one of the first investment apps to marry traditional retirement plans like 401(k) and the world of alternative investing. Rocket Dollar is an excellent option for seasoned investors who want to self-direct their retirement plan and include alternative investments such as cryptos, real estate, or even start-ups.

best for:

self-directed investors, alternative investors

Pros:

  • Wealth of investment options
  • Truly Self-Directed Retirement Plans
  • Tax Filing assistance for 401(k) and IRA
  • Great App Usability

Cons:

  • Pricey set-up fees
  • Not for beginner investors
Titan Invest Review

Titan

Our Rating:

4.5/5

Titan is hedge fund for individual investors. It is a robo advisor that takes an active approach in managing portfolios. A simple and straight-forward platform

best for:

Beginners, Hands-off Investors, Robo Advisor

Pros:

  • Outstanding returns over the last 3 years
  • Simple to use
  • Straight forward and low fees
  • Low Investment Minimum
  • Hands-off Investing

Cons:

  • No access to customer service by phone
  • Limited customization of portfolios (this is intentional)
m1 finance review

M1 Finance

Our Rating:

4.5/5

M1 Finance is an excellent investment app for active and early investors. It takes a unique approach to investing where the user creates “Pies" out of a selection of stocks, bonds, or funds. They can also create Pies based on Expert Pies in a variety of categories, including, General Investing, Planning for Retirement, Hedge Fund Followers

best for:

beginning investors, active Investors, robo advising

Pros:

  • Very low fees and straightforward fee structure
  • Evolving features such as lending and high APY checking
  • Broad access to stocks and funds
  • Robo-advising features
  • Great usability on desktop and mobile

Cons:

  • Limited research and education
  • No access to financial advising
Acorns app review

Acorns

Our Rating:

5/5

Acorns is a great platform for hands off investors. It invests your “spare change” by rounding up to the dollar on your purchases into a diversified portfolio of ETF’s. Plus, get $10 when you sign up with Acorns today!

best for:

Beginner investors, hands-off investors

Pros:

  • Simple User Experience
  • Easy and affordable fees
  • Great platform allows you to “invest spare change”
  • Educational Assets

Cons:

  • ETF performance info hard to find
  • Limited hands-on activity (though this is intentional)
Robinhood Logo

Robinhood

Our Rating:

3.5/5

Robinhood is a free trading and investment app that was created in 2015 with a revolutionary approach of offering free trades. This helped drive a massive amount of new users to its platform and helped it grow from 500k users in 2015 to 13 million in 2020.

best for:

Active Investors

Pros:

  • Easy to Use Investment Interface
  • Fee-less trades
  • No Account Minimum
  • Access to Options Trading

Cons:

  • Lack of overall Transparency
  • Lack of mutual funds and bonds
  • Small amount of customer support
CrowdStreet Review

CrowdStreet

Our Rating:

4/5

CrowdStreet offers commercial real estate investment opportunities where the investor picks individual commercial real estate properties and interacts directly with project sponsor. It also offers a fund composed of a diverse portfolio of real estate projects. You need to be an accredited investor to participate.

best for:

Accredited investors seeking commercial real estate crowdfunding opportunities

Pros:

  • Low Fees
  • Excellent Usability
  • Excellent Customer Service
  • Around a 17% IRR

Cons:

  • $25k min investment
  • Need to be an Accredited Investor
Betterment Logo

Betterment

Our Rating:

4/5

The original Robo-Advisor, Betterment has evolved their features and technology to remain the best on the market. Great for beginner investors and those who want a one stop shop for managing their finances. Betterment features include high-yield savings, mobile checking, auto-balancing investments, tax-loss harvesting, and a solid rate of return.

best for:

beginners, hands-off investors, robo advising

Pros:

  • Hands-off investing with solid rate of return
  • High-Yield Savings Account
  • Good app usability
  • Auto-balancing of portfolios
  • Tax-loss harvesting
  • Good customer support, especially at premium package
  • No minimum investment required
  • Decent fees

Cons:

  • Lack of access to different investment strategies
  • Some important info can be difficult to find (rate of return)
fundrise

Fundrise

Our Rating:

5/5

Fundrise is an online real estate investing platform that allows non-accredited investors the opportunity to invest in real estate through both debt and equity. The Fundrise portfolio is based on "value investing" where their experts acquire assets for less than the intrinsic value.

best for:

Real Estate Investors. Long Term Holds

Pros:

  • Great Usability
  • Non-accredited investors
  • Avg. 10-12% annual returns last 5 years
  • Low Min investments

Cons:

  • Fees are a little confusing but not daunting
wefunder review

Wefunder

Our Rating:

4/5

Wefunder is an excellent Crowdfunding platforms that allows non-accredited investors the ability to invest in startups in the private market. WeFunder allows investors to invest in a variety of categories, including; Debt, Equity, B Corps and even the local community.

best for:

non-accredited investors, crowdfunding

Pros:

  • Wide variety of deals
  • Low min investment
  • Non-accredited investors
  • Good transparency of important information (such as risks and results)

Cons:

  • Fees are a little higher than other platforms but easy to understand
Yieldstreet - an alternative investing app

Yieldstreet

Our Rating:

4/5

Yieldstreet provides alternative investment opportunities but provides crowdfunded loans that feature short-term debt offerings secured by commercial or multi-family real estate.

best for:

Passive Real Estate Investors or Crowdfunding Investors

Pros:

  • Low Min investment
  • Low fees
  • Diversity of assets

Cons:

  • Primarily for accredited investors
  • Poor usability on app
  • Fee structure a little confusing
  • Low on due diligence
TD Ameritrade

TD Ameritrade

Our Rating:

4.5/5

TD Ameritrade has evolved and created apps for both beginners and seasoned traders. They even eliminated commission fees on a wide variety of tradeable securities.

best for:

Beginner, advanced traders, those seeking education on investing

Pros:

  • Low fees – No commission fees but broker-assisted fees.
  • No account min
  • Large investment selection
  • Great Usability

Cons:

  • High Option Commissions on trades
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